Have you ever worked abroad? Here is how you can maximize your retirement benefits

Sovereign Confidential

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I know a woman who for years had a pretty stellar journalism career.

Fresh out of Columbia School of Journalism, she went to work for a major tech magazine in New York.

A few years later, she switched over to the online version of one of the world’s biggest business publications.

By the time she moved to London, she was working for the Wall Street Journal corporation and was being wooed to take a senior position at one of its publications.

My friend has worked in three different countries — the United States, England and now France. She herself is French but has paid into each country’s social security system.

When it comes time to retire, my friend will, due to the amount of time worked in each country, likely qualify for more than one social security system.

And it’s all thanks to the scintillatingly named concept of Pension Totalization Agreements.

If you have ever worked abroad, or are thinking about moving and working elsewhere, then it’s critical to know about these agreements.

They can make a world of difference when it comes to your retirement years.

Click here to read more about maximizing your retirement if you’ve worked abroad.

I know a woman who for years had a pretty stellar journalism career. Fresh out of Columbia School of Journalism, she went to work for a major tech magazine in New York. A few years later, she switched over to the online version of one of the world’s biggest business publications. By the time she…

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